Marketplace Fairness Act – Who Really Wins?

There is a bill going through the Senate right now called the Marketplace Fairness Act. It’s a bill that will force online companies like eBay and Amazon to collect taxes on all purchases, regardless which state they are shipping to. Currently Amazon only collects taxes from 5 states in the country.

I can hear you asking – “A new tax?! Don’t we already have enough taxes to pay? Why are both sides of the political fence backing this bill.. has the sky really fallen?!” Turns out, legally you’re supposed to be paying those taxes for your online purchases at the end of the year when you file your tax return. Surprisingly enough, Americans aren’t always so voluntary and forthcoming with that sort of information when tax time comes around. State and Federal Tax bureaus also haven’t been the best when it comes to enforcing it either.

Continue reading Marketplace Fairness Act – Who Really Wins?

Saving the World, One Microwave at a Time

In today’s Dear Splitwise, we consider the troubles of a super-intense treehugger who lives off-campus with his roommates (and their girlfriends).

Dear Splitwise,Unplug that Microwave!

I live in an student-style apartment with 3 roommates, and we all have separate leases. The only thing not separate is the electricity, and there are a couple issues splitting it based on usage and our guests. Also, I’m an environmentalist, and every month, they hand me a $180 electric bill and asking me to pay for a third of it. To me, this is like saying, “Hey I need you to give me some of your money for something I need that you will not be using that will cause your friends to die, can I get that on the 20th?”

Continue reading Saving the World, One Microwave at a Time

Take (time) off with TestFlight

If you’re like me, you probably have this interaction at least once a month:

It’s 11:30 pm. You’re unwinding after a grueling day of coding. Cue cell phone.

CEO: I just met [VC/Angel Investor] and I need to show them our app. Is the latest code up on TestFlight?

Me: No, it’s two weeks old. Do you need this right now?

CEO: Yes! I talked to this investor a few weeks ago and need to show some progress.

Me: Ugh. Ok, let me pull out my laptop and update the build.

…ten minutes of fumbling…

CEO: Can we just keep this more up to date? [VC/Angel investor] had to move on.

Me: Sure, whatever, it’s up to date now. Can I go to bed?

I got sick of these phone calls, so I decided to see if I could find some solution to change the conversation. TestFlight has an API and with a little elbow grease, you can get this whole process down to one step.

Continue reading Take (time) off with TestFlight

When Fairness Backfires

The J.C. Penney logo
J.C. Penney has struggled after introducing new “fairer” prices this spring.

In most money matters, it pays to be fair. (Certainly when paying back your friends.) But when big businesses try to be fair to their customers, sometimes it can backfire in a big way.

Take J.C. Penney. Back in February, they hired a new CEO, Ron Johnson (who built Apple Inc.’s retail operation) to revamp their declining sales. The department store chain then made some radical changes to their pricing.  They eliminated coupons, got rid of confusing fine print, and cut back from over 500 sales a year to just 12. The goal was to make shopping simpler, more transparent, and fairer for consumers.

Five months later, sales are tanking and stock prices have fallen more than 30%. But why? And is it possible for a company to be honest and still turn a profit? Continue reading When Fairness Backfires

Fridge Overlord

Shelf OverlordDear Splitwise returns this week to settle the issue of shelf space in a fridge that is owned by a roommate. This is common in places like Europe, where household appliances being included with a rental isn’t necessarily the norm.

Hi Splitwise,

I live with three other people in a four-bedroom share house. One of my housemates owns a 400L fridge. She uses between 40-60% of the fridge space, depending on how much food she has at the time. She also claims sole use of the largest and most convenient shelf (there are only three shelves, so no-one else can have their own shelf) and says that this is fair because it is her fridge. If we wanted to have unfettered fridge access, then we should supply our own fridge.

The problem with this – aside from the logistical issues with placing multiple fridges in an average-sized, inner-suburban house – is that the kitchen of a shared house is shared space. We all rent that space. If a housemate wants to carve out a fridge empire or own other large ungainly objects that others can’t freely use, they should do so in their bedroom and leave the common areas to be used equally by all housemates.

What do you think?

Yours Truly,
Shelfless

Continue reading Fridge Overlord

An Interview With JumpOffCampus

JumpOffCampusRecently, Katie from JumpOffCampus conducted an experiment: what happens if you tape record me talking for 15 minutes, and post it almost word-for-word on the internet?

Find out the results by reading the interview on the JumpOffCampus blog (except for the parts that were “too colorful for the internet”, kindly censored out).

JumpOffCampus is, in my honest opinion, the world’s best off-campus housing tool. It’s only available with schools that partner with them, so if you are a student and looking for a good apartment search tool, you should reach out to them.

A widget-ized version of the rent calculator is currently available as a resource on their page, which we hope will be very valuable for their students. Woot!

Rentin’ Rooms in your House

Why U No Use Rent Calculator?
Most Splitwise Man In The World

If you are going to rent out a room in your house, especially to a friend, you need to pick a fair price that also reflects the market. One reader asks:

Dear Splitwise,

How would you charge if you rent out a room with a private bathroom in the home that is your primary residence, which you own?

Sincerely,
Landlord in Training

Hi Landlord in Training,

Great question. As it happens, I just had to help my parents do this. Here’s what you need to know: Continue reading Rentin’ Rooms in your House

Welcome, Nellie!

The Splitwise blog is back, and back in force. Here to the rescue – Nellie Hughes! Welcome!

Nellie in the Splitwise office
We welcome Nellie at the Providence, RI Splitwise office.

Nellie is joining us as writer, project manager and all-around research person. She’s got a background in game design and creative project management, and we love her sense of humor. She just started Monday – woot!

Despite the last month of no-blogging, things have in fact been humming along. In the words of our good friends and fellow Betaspring alums Recovend:

Why U No Blog?
Why U No Blog Anymore?

We’ve got great stuff brewing: a new Android app, and a sexy web re-launch. We’ve also been busy moving to Providence, and of course hiring Nellie. Apologizes if you’ve been waiting a long time for us to respond to your Dear Splitwise – we’re working on catching up on the backlog, as you’ll see later today.